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Lou Centrella

Delaware - Wilmington

5341 Limestone Road, Suite 101

Wilmington, DE 19808


About Lou

Lou works hard originating the loans and going out and building relationships with Realtors to help accommodate the client. Lou states, “Embrace has all the tools and support I need in order to get your buyers to the closing table smoothly and quickly. We have all the programs available for your potential buyers. Conventional, FHA, VA, DSHA BOND, and many other great programs.” He also prepares, analyzes and verifies the mortgage loan applications, and is responsible for timely, accurate and complete loan file submissions. He loves his job so much that he prides himself on being available for the client when he is on vacation.

Lou holds the Top Originator award for 2012 and President’s Club Award for Embrace for the last three years. Lou graduated from the University of Delaware before starting with the mortgage industry. He is passionate about being an active member of the neighborhood Homeowners Association for over twelve tears. He was born and raised in Hockessin, Delaware and currently resides with his wife of eighteen years and three children, ages 12, 14 and 15. Life for Lou outside of Embrace is very active, he enjoys soccer, biking, tennis, and landscaping.

98% Customer Satisfaction Rating
Zillow 5 star rating
Inc 5000 Fastest Growing companies
Scotsman Guide Top Lender


  • 5.0

    5.0 Survey completed on January 15, 2021

    Review By Patrick B. for Lou Centrella

    Completed transaction in January 2021

    Great experience!

  • 5.0

    5.0 Survey completed on January 09, 2021

    Review By Joseph D. for Lou Centrella

    Completed transaction in December 2020

    Lou was great to work with. He understood my situation and walked through a few options. Not only that he was always quick to answer any questions I had and walked me through everything. He made the entire process seem really simple.

  • 5.0

    5.0 Survey completed on January 07, 2021

    Review By Brett G. for Lou Centrella

    Completed transaction in December 2020

    It all has to do with Lou Centrella, he is a very experienced mortgage guy who i believe had my best interest in mind when he did my refinance! I trust him which is something I did not feel at all with the other mortgage giant I talked too! So this paired his wonderful personality and patience made it a no brainerfor me!

  • 5.0

    5.0 Survey completed on January 04, 2021

    Review By David P. for Lou Centrella

    Completed transaction in December 2020

    This is my third mortgage/refinance with Lou. He is excellent with describing the options and choices that will best fit our needs. I always recommend Lou to friends and family whenever mortgage discussions arise. Lou is a top notch professional who truly cares about our well being both financially and personally.

  • 5.0

    5.0 Survey completed on January 04, 2021

    Review By Oliver A. for Lou Centrella

    Completed transaction in December 2020

    Excellent advice, proactive communication and outstanding service throughout the process -- Lou is a pleasure to work with and I would strongly recommend him.

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Mortgage Applications Fall as Interest Rates Tick Up

Mortgage applications were down last week, dropping about 2% from the week prior, according to the latest survey from the Mortgage Bankers Association (MBA). The overall drop came from a decline in refinance applications, which fell 5% for the week. Purchase applications actually increase over the week prior, with a 3% jump. The decline was…

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