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R. Wayne Ferguson

Delaware - Wilmington

5341 Limestone Road, Suite 101

Wilmington, DE 19808


About R. Wayne

Perhaps the single most critical credo that Wayne has embraced throughout his career is that "being successful is not just about quoting a rate to borrowers, but analyzing and achieving their overall financial objectives." Those principles have proven prophetic in his years in the mortgage field. His solution-oriented approach, combined with a personal promise to customers that their settlement sheets will match what was promised them at the time they made application, has enabled him to build a large database of happy repeat customers and numerous referrals.

Before joining the Embrace team, Wayne worked for Citizens Bank as a Senior Loan Officer. He has been recognized on several occasions for his outstanding work ethic – having received a Banker Award from his manager for outstanding customer service. In Wayne’s free time he enjoys playing golf, tennis and racquetball. He loves spending time with his family and friends – and enjoys meeting new people!

Email Me or Call me: 302.383.5667

98% Customer Satisfaction Rating
Zillow 5 star rating
Inc 5000 Fastest Growing companies
Scotsman Guide Top Lender


  • 5.0

    5.0 Survey completed on October 22, 2020

    Review By John S. for Wayne Ferguson

    Completed transaction in October 2020

    The best customer experience we've received since thinking about owning a home. Wayne went above and beyond to give us the best level of service we could imagine for our refinance. We sincerely appreciate his time and attention and recommend him wholeheartedly for any mortgage needs.

  • 5.0

    5.0 Survey completed on October 18, 2020

    Review By Alexandra P. for Wayne Ferguson

    Completed transaction in October 2020

    Wayne made our re-finance process so easy! He was available to answer all of our questions and put our minds at ease. I have referred him to many friends already!

  • 5.0

    5.0 Survey completed on October 07, 2020

    Review By Andrew T. for Wayne Ferguson

    Completed transaction in September 2020

    Lorena was excellent getting me prepped and on point and walking me through everything. Kim was great taking over from Lorena.

  • 5.0

    5.0 Survey completed on October 05, 2020

    Review By David O. for Wayne Ferguson

    Completed transaction in September 2020

    Wayne and Kim did a very good job getting our loan processed. Good and mostly proactice communication. The only hiccup was with the appraiser, but I know that Wayne had no control over him or that process.

  • 5.0

    5.0 Survey completed on September 18, 2020

    Review By James C. for Wayne Ferguson

    Completed transaction in September 2020

    I had a lot of extraneous circumstances in regards to my refinance. Wayne and his team were very patient and worked with me every step to help do whatever they could. In the end everything worked out and the refinance went perfect.

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