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Cyndee Smith

Florida - Lakeland

1525 S. Florida Avenue, Suite 4

Lakeland, FL 33803


About Cyndee

Embrace Home Loans is proud to have Producing Sales Manager, Cyndee Smith as a part of the Embrace family. Cyndee joined Embrace Home Loans in July 2014 but has been originating home loans for nearly 30 years now.
She began her career in banking and finance as a part-time teller with Bank of America while finishing her education at Polk State College and graduating with her degree in Marketing Management. She rose through the ranks with Bank of America until becoming the branch lender and realizing her true passion was lending, so after five years with Bank of America she left to join Great Financial Mortgage where she could originate mortgage loans full time.
Over the years as an originator, Cyndee has also managed other mortgage companies in Polk County such as Countrywide Home Loans and Wells Fargo Home Mortgage. With all of Cyndee’s experience, it’s no wonder why she’s been a President’s Club Member for most years. Cyndee loves working with people, but most of all, she loves helping buyers achieve the dream of owning their first home.
Cyndee was born and raised and currently lives in Lakeland with her husband Bill. She has three wonderful children, Amanda, Matthew and Travis and two amazing grandchildren Glen and Claire 4. Cyndee is very family oriented and loves to spend time with her two sisters who also live in Lakeland. She loves to be outside, to garden, kayak, get out on the boat and enjoy a really nice book

embrace home loans presidents club 2018, 2017, 2016
98% Customer Satisfaction Rating
Zillow 5 star rating
Inc 5000 Fastest Growing companies
Scotsman Guide Top Lender


  • 5.0

    5.0 Survey completed on November 17, 2020

    Review By Ashlee W. for Cyndee Smith

    Completed transaction in November 2020

    Cyndee made our home buying experience super easy! She was always helpful with any questions or concerns we had. Thank you for all the help Cyndee!

  • 4.0

    4.0 Survey completed on October 25, 2020

    Review By Joshua S. for Cyndee Smith

    Completed transaction in October 2020

    Working with me throughout the process especially with the complexity of my pay

  • 5.0

    5.0 Survey completed on October 20, 2020

    Review By Jose C. for Cyndee Smith

    Completed transaction in October 2020


  • 5.0

    5.0 Survey completed on October 16, 2020

    Review By Eric S. for Cyndee Smith

    Completed transaction in October 2020

    She was willing to help us out even when she was out of the office. Nothing got in the way of communication and we really appreciated that.

  • 5.0

    5.0 Survey completed on September 24, 2020

    Review By Edgar A. for Cyndee Smith

    Completed transaction in September 2020

    Cyndee was very easy going and gad alot of patience with alot of my questions, As it was my forst home buying experince.

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