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Tom White

Florida - Tampa

3450 Buschwood Park Drive, Suite 112

Tampa, FL 33618


About Tom

Embrace Home Loans is proud to have Senior Loan Officer, Tom White as a part of the Embrace family. Tom believes a mortgage should be about building relationships, and helping his customers achieve their home financing goals, not just a transaction. As a Senior Loan Officer, Tom takes pride in his team and will always set a great example for his team and clients. He tailor makes the home loan process by customizing each home financing solution to help customers achieve their financial goals. Many Loan Officers can get you a loan; his mission is to get you the right loan. During his many years in the mortgage industry, he has shared his expertise to personally assist hundreds of families with responsible and affordable home financing. Calling on Real Estate Agents, Builders and Bankers to receive their trusted referrals is a part of his job that he also enjoys.

Prior to joining Embrace, Tom worked for Homeowners Mortgage Enterprise as a Senior Loan Officer and prior to HME, he worked for Bay Cities Bank as a Senior Residential Loan Officer. Tom is an active member of the BNI Platinum Chapter in Lutz, Florida; a professional networking organization. He is also a member of Grace Family Church and a leader of his Men’s “Courageous” Group.

Tom grew up in Longwood, Florida and graduated from Lake Brantley High School. He then received his Bachelor’s Degree in Marketing from The University of Florida where he also played football until a knee injury ended his career. Tom has lived in the Original Carrollwood area of Tampa, Florida for almost 30 years and married his beautiful wife Amy after meeting her on a short term mission trip to Costa Rica in 1990. They have just celebrated their 24th anniversary and are the proud parents of three children: Rachel, Grant, and Noah. On Tom’s spare time he enjoys golfing, playing tennis, long bike rides, water skiing, snow skiing, and snorkeling for lobsters in the Florida Keys.

98% Customer Satisfaction Rating
Zillow 5 star rating
Inc 5000 Fastest Growing companies
Scotsman Guide Top Lender


  • 5.0

    5.0 Survey completed on November 24, 2020

    Review By Sean H. for Tom White

    Completed transaction in November 2020

    Tom is great. He is always in communication with you and will answer any questions you may have. This is our second loan through him and I have also referred a family member to him. Closing has been on time both times with no surprises. Would absolutely recommend him.

  • 5.0

    5.0 Survey completed on November 07, 2020

    Review By Michael P. for Tom White

    Completed transaction in October 2020

    Tom was a phenomenal representative of Embrace Home Loans. He was very thorough and communicated with us during every step of the process. We really appreciate your company’s assistance. We highly recommend Tom White and Embrace Home Loans.

  • 5.0

    5.0 Survey completed on November 07, 2020

    Review By Sara H. for Tom White

    Completed transaction in October 2020

    From start to finish it was a pleasure buying my first home with Tom. He made the process smooth and was there every step of the way. Very helpful and made it a painless process. I was referred to Tom by a family member and I would continue to refer him on to many others. My experience was nothing less than amazing. Thank you!

  • 5.0

    5.0 Survey completed on October 12, 2020

    Review By William C. for Tom White

    Completed transaction in October 2020

    Very fast and streamlined

  • 5.0

    5.0 Survey completed on October 11, 2020

    Review By Robert R. for Tom White

    Completed transaction in October 2020

    Tom has helped us twice now in homebuying and refinancing. He is honest, helpful, extremely knowledgeable and professional. He is very quick to serve and respond to any questions we have, and he goes the extra mile to make sure we get the best service possible. We were referred to him originally, and I'm glad we were. I would gladly refer him to anyone. Thanks again, Tom!

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