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Stephen Thaggard

Florida - Viera

5500 Murrell Road, Suite 201

Viera, FL 32940


About Stephen

Embrace Home Loans is pleased to have Stephen Thaggard, on our team since 2010. Stephen was recently promoted to Sales Manager of our new Viera, Florida office.  Stephen has worked within the mortgage industry for the past 21 years, starting as a Loan Officer, and working his way up to owning and operating his own mortgage Company, BeechTree Mortgage, Inc., in Cocoa Beach, FL.
His career, here at Embrace, has proven to be very successful, as he demonstrates a true understanding of his customer’s needs and goals. Likewise, he is a company recognized member of the President’s Club since 2014.  Stephen focuses on assisting Builders, Realtors and Home Buyers with Florida mortgage options and solutions to empower each individual Florida home buyer.  This experienced Sales Manager is an expert in his field and takes pride in finding the right loan product for his clients, as he understands every situation differs and no two borrowers are the same.  

Stephen is also a member of FAMP – Florida Association of Mortgage Professionals and MBA – Mortgage Bankers Association.  Currently he lives in Merritt Island, FL with his wife Karen Thaggard and their 3 children Blake, Brandi and Logan. His oldest son, Ryan, lives in Sarasota, FL.  Stephen was born in Jacksonville, FL and raised in Virginia Beach, VA. He and his family love swimming at the beach or pool, surfing and boating; and of course, game night!

embrace home loans Presidents Club 2019, 2018, 2017, 2016, 2015, 2014
98% Customer Satisfaction Rating
Zillow 5 star rating
Inc 5000 Fastest Growing companies
Scotsman Guide Top Lender


  • 5.0

    5.0 Survey completed on October 19, 2020

    Review By Nichole W. for Stephen Thaggard

    Completed transaction in October 2020

    Stephen and Karen were amazing though the entire process.

  • 5.0

    5.0 Survey completed on October 13, 2020

    Review By Danny N. for Stephen Thaggard

    Completed transaction in October 2020

    fast closing!!!

  • 4.5

    4.5 Survey completed on October 12, 2020

    Review By Lauren B. for Stephen Thaggard

    Completed transaction in October 2020

    Overall a great experience. Very friendly staff who was willing to explain the process and help us get our home.

  • 5.0

    5.0 Survey completed on October 04, 2020

    Review By Ashton D. for Stephen Thaggard

    Completed transaction in September 2020

    Stephen was very knowledgeable and answered every question I had plus the ones I didnt even think of yet. He made our home buying experience very easy and fun.

  • 5.0

    5.0 Survey completed on September 27, 2020

    Review By Joseph C. for Stephen Thaggard

    Completed transaction in September 2020

    Excellent service.

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