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Chris Montemurro

Maine - Bangor

135A Broadway

Bangor, ME 04401


About Chris

When is the right time to buy? There are times when renting makes more sense but many choose to buy. Why you ask?

Traditional wisdom believes buying is better because you build equity and receive a tax break. However, today where short sales and foreclosures are still part of the landscape, you need a Realtor and Loan officer who knows the market which is key to your success. Owning a home is personal and freeing because it lets you choose - have a garden, paint your house or rescue two dogs! You're in the driver’s seat - you decide. People who own are happier and enjoy a better quality of life than most renters because ownership empowers them to care more about their homes, schools and communities. Applying for a mortgage is no longer simple but I will share my road map for each milestone and guide you through the process every step of the way. Plus with rates so low NOW IS THE TIME!

Speed Matters! Get Clear to Close in seven days with Quick Close7. I will close your loan on or before your contract date. You give me what I need upfront and you will close “FAST”!

Get the ADVANTAGE you need with Approved to Move™! I’ll work with you to get a Full Credit Approval in hand, so that you will be ready to move without waiting for the Approval Process to begin! This means less worry about winning that perfect home because you will have a stamp of approval in hand when you say “YES”! Allow me to give you that better more positive home loan experience you deserve!

Bangor is my home so we will see each other often. I check in with all of my customers, even those I have I already done business with, just to see how things are going. If you have a need I'm an email or phone call away. I can refer you to my network of skilled business partners with similar values who can assist with financial, personal or other challenges life serves up. People matter at Embrace and if you believe as I do – Let’s do business!

What to expect with Chris:

• You will be honored as a guest
• Approved to Move - a mortgage commitment before closing!
• Mortgage check-up - A review of your needs and ready to buy assessment.
Can we lower your current rate and term? Cash out for improvements, college or debt reduction plus much more!


98% Customer Satisfaction Rating
Zillow 5 star rating
Inc 5000 Fastest Growing companies
Scotsman Guide Top Lender


  • 5.0

    5.0 Survey completed on October 21, 2020

    Review By Ryan C. for Chris Montemurro

    Completed transaction in October 2020

    This was my second home loan I have ever had and the second time I have used Chris. After the way Chris treated me on the first loan it was an easy choice on who I wanted on this loan. Chris is a great guy and the best in the business. Chris has such a calm way of walking you through all the steps it takes to get you to closing. Chris became a friend during this process. I knew he was doing everything to make closing a breeze. I will use him again and again when I am in the housing market

  • 5.0

    5.0 Survey completed on September 30, 2020

    Review By Laurie P. for Chris Montemurro

    Completed transaction in September 2020

    Chris was incredibly knowledgeable and kept me informed throughout every step of the process. He displayed courteous and professional service. I would HIGHLY recommend him!

  • 5.0

    5.0 Survey completed on September 24, 2020

    Review By Jeffrey S. for Chris Montemurro

    Completed transaction in September 2020

    Chris was an absolute pleasure to work with through the entire process! He was extremely knowledgeable, provided clear explanations, and provided any/all information that we may need ahead of time. We would highly recommend Chris to anyone who is in the market for a home loan!

  • 5.0

    5.0 Survey completed on September 16, 2020

    Review By Timothy C. for Chris Montemurro

    Completed transaction in September 2020

    Chris made the experience very easy. Chris explained the process so there were no unexpected surprises alone the way.

  • 5.0

    5.0 Survey completed on September 15, 2020

    Review By Ryan R. for Chris Montemurro

    Completed transaction in September 2020

    Chris is a genuinely good person who works to ensure he is serving his client's best interest. He is always helpful, available, and patient. He makes this very stressful and sometimes aggravating process more manageable and has on more then one occasion helped to alleviate my anxiousness with making life altering decisions. I cannot speak highly enough of Chris and will always come back to him for any future mortgage lending needs.

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