Skip To main content
Mike Davidson

Maryland - Columbia
21045

8840 Stanford Boulevard, Suite 1000

Columbia, MD 21045

443-283-0807

About Mike

With over 18 years of mortgage banking experience, Mike joined Embrace’s Rockville, Maryland office as a Senior Loan Officer in December of 2010. In 2012, he opened a satellite office in Ellicott City, Maryland and serves as an in-house lender for a national real estate brokerage. In June 2014, Mike helped launch our Columbia, Maryland office as Branch Manager and was ranked in the top 10 retail producers for the year and was a President's Club award recipient in 2012, 2013, and 2014. Mike believes strongly in keeping communication open and constant by sharing successes and working through difficulties. His dedication to open communication builds trust and a strong relationship with his Loan Officers and operational staff. Mike believes it is his responsibility to support his Loan Officers in growing their business and works alongside them whenever they need a coach, leader, or a friend. Mike says, “We are a caring and connective team and our customers feel it.”

Prior to Embrace, Mike worked at Citywide Mortgage for 9 years as a Senior Loan Officer and Branch Manager followed by 2 years as a Branch Manager at 1st Metropolitan Mortgage at their Columbia, Maryland location. Mike is a member of the Greater Baltimore Board of Realtors and the Howard County Association of Realtors where he currently serves on the Communications Committee.

Mike has been a Maryland resident for over 35 years. The son of an Air Force Officer, he experienced the life of a “military brat” living in Norfolk, Virginia and Seoul, Korea.  Mike returned to Maryland, graduated from St. Vincent Pallotti High School and received a Bachelor of Science degree from the University of Maryland in 1997. When Mike is not spending quality time with his family, he enjoys running, biking, and boating on the Chesapeake. Mike currently lives in Maple Lawn, Maryland with his beautiful wife Adrienne, his daughters Sophie and Ella, and his Mastiff Gus.

Request for Reviews

We would love your feedback on how we did. We want to know about your experience working with Mike Davidson and his team. By leaving Mike a review on a few key websites, you’ll make it possible for us to reach so many more people and provide them with the outstanding service they deserve. Just click on an icon below to get started.

Facebook Reviews
Google Reviews
Zillow Reviews

Thank you again for trusting us with your mortgage needs. We look forward to continuing to serve you through settlement day and beyond!

Meet the Team

Kate Chambers
Kate Westerlund was born and raised in Howard County, Maryland. She relies on her natural talents to boost her professional success, which includes creative innovation, harnessing the digital age, attention to detail, and her ability to network and develop strong partnerships within the community.  She considers herself a lifelong learner and is eager to grasp new techniques, aspects of the industry, and ever-changing technology.  In her free time, Kate enjoys spending time with her family and friends, traveling, and cooking.
Rachel DiGrazio
Rachel DiGrazio is an upstate New York native and grew up in the small town of Rochester. She relocated to Maryland in 2015 and started her career with Embrace Home Loans. Rachel has 10 years of experience in the mortgage industry. She prides herself on being a dedicated teammate and takes great initiative mentoring others. Rachel is not afraid to step out of her comfort-zone and tackle any obstacles that may arise. In her free time, Rachel enjoys spending time with family and friends, working-out, and traveling. Rachel is also an avid BARCS (Baltimore Animal Rescue and Care Shelter, Inc.) supporter and often volunteers at the local shelter in Baltimore.

Embrace home loans president's club 2019, 2018, 2016, 2014, 2013, 2012

98% Customer Satisfaction Rating
Zillow 5 star rating
Inc 5000 Fastest Growing companies
Scotsman Guide Top Lender

Reviews(241)

  • 5.0

    5.0 Survey completed on October 19, 2020

    Review By Jeffrey H. for Mike Davidson

    Completed transaction in October 2020

    Mike is very thorough, customer focused and diligent ensuring we got the best mortgage deal available to us and explained our options well. We've turned to Mike for years now to assist us with our mortgage and would strongly recommend him to anyway looking for such opportunities.

  • 5.0

    5.0 Survey completed on October 07, 2020

    Review By Donald V. for Mike Davidson

    Completed transaction in September 2020

    Really nice and family oriented environment. They never minded and answered all my many questions. They provided even more information than I expected and got me a rate I couldn't dream of!

  • 5.0

    5.0 Survey completed on October 06, 2020

    Review By Amy V. for Mike Davidson

    Completed transaction in September 2020

    Answered all of our many questions.

  • 5.0

    5.0 Survey completed on October 05, 2020

    Review By Marco Y. for Mike Davidson

    Completed transaction in September 2020

    mike take care of everything for me, he's the best agent i every meet.

  • 5.0

    5.0 Survey completed on October 02, 2020

    Review By James O. for Mike Davidson

    Completed transaction in September 2020

    Mike acted like a trusted advisor throughout the entire process.

Loan in progress?

Please correct the form errors and try again.
Get to Know the Millennial Homebuyer

If you’re a real estate agent, then millennials likely account for a big chunk of your client base. In fact, according to the latest data from the National Association of REALTORS®, millennials make up a whopping 38% of all homebuyers nationally. Older millennials alone — those aged 30 to 39 — make up a full…

Read More