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Ramsey Davies

Maryland - Columbia

8840 Stanford Boulevard, Suite 1000

Columbia, MD 21045


About Ramsey

Embrace Home Loans is proud to have Ramsey Davies as a member of its team as a Loan Officer.

Ramsey is a knowledgeable mortgage professional with a proven track record of success. He has demonstrated a commitment to providing the best financing options to home buyers and homeowners alike. Since 2006 he has successfully helped hundreds of families all across the country secure home financing to improve their financial situation, or realize their dream of home ownership. Ramsey has a thorough understanding of what it takes to close loans, and will fight to secure the best deal for his clients. Ramsey also takes pride in providing all his clients and referral partners with exceptional customer service and great communications throughout the entire approval process.

Prior to joining Embrace, Ramsey worked for NFM Lending as a Branch Manager and NewDay Financial as a Senior Loan Officer. While employed with these companies, Ramsey was awarded numerous Top Producer and President’s Clubs awards. Ramsey is an affiliate member of the Howard County Association of Realtors.

Ramsey graduated from West Virginia University in 2005 with a BA. Currently he lives in Laurel (Emerson) with his wife Sasha, daughter Alexa and son William. In his spare time, Ramsey enjoys golf. He is a passionate fan of the Washington Redskins and West Virginia Mountaineers.

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Meet the Team

Rachel DiGrazio
Rachel DiGrazio is an upstate New York native and grew up in the small town of Rochester. She relocated to Maryland in 2015 and started her career with Embrace Home Loans. Rachel has 10 years of experience in the mortgage industry. She prides herself on being a dedicated teammate and takes great initiative mentoring others. Rachel is not afraid to step out of her comfort-zone and tackle any obstacles that may arise. In her free time, Rachel enjoys spending time with family and friends, working-out, and traveling. Rachel is also an avid BARCS (Baltimore Animal Rescue and Care Shelter, Inc.) supporter and often volunteers at the local shelter in Baltimore.
Jen Featherstone
Jen Featherstone is happy to put her years of mortgage experience to work at Embrace. Jen was born and raised in Frederick, Maryland. She received her Bachelor’s degree in Business Management and Marketing from Shippensburg University of Pennsylvania. In her free time, Jen enjoys spending time with family and friends, working-out, playing slow pitch softball and spending time at the beach. She also enjoys hiking and the exploring the outdoors with her two dogs Cruise and Afton and is an active volunteer at the Frederick Country 4-H Therapeutic Riding Program.

Click here to see reviews on Zillow

Embrace home loans Presidents club 2019, 2018, 2016

98% Customer Satisfaction Rating
Zillow 5 star rating
Inc 5000 Fastest Growing companies
Scotsman Guide Top Lender


  • 5.0

    5.0 Survey completed on October 25, 2020

    Review By Sheena P. for Ramsey Davies

    Completed transaction in October 2020

    Ramsey and his team provided us with excellent guidance throughout the entire process. We ran into some bumps along the way, and Ramsey himself went above and beyond to ensure that we would be able to purchase the home of our dreams. This was probably one of the toughest loans to acquire, with a tight timeline, and the Embrace Home team got it done! We closed on our home within 30 days, and we are so grateful for the team’s expertise and assistance!

  • 4.5

    4.5 Survey completed on October 20, 2020

    Review By Christopher G. for Ramsey Davies

    Completed transaction in October 2020

    Ramsey was understanding and a good listener as our needs and circumstances changed. He stuck with us and made our loan and our dream of a new home come true.

  • 5.0

    5.0 Survey completed on October 16, 2020

    Review By Lael S. for Ramsey Davies

    Completed transaction in October 2020

    Ramsey was amazing to work with. This was the 4th house I’ve bought and this was by far, the most organized and easy experience I’ve ever had with any purchase in my life, never mind the typical hassle of buying a home.

  • 5.0

    5.0 Survey completed on October 07, 2020

    Review By Devin E. for Ramsey Davies

    Completed transaction in September 2020

    Ramsey is in constant communication with you throughout the entire refinancing process. He does a fantastic job of not only notifying you of what is currently happening in the transaction process, but also what the upcoming steps will be.

  • 5.0

    5.0 Survey completed on September 21, 2020

    Review By Daniel S. for Ramsey Davies

    Completed transaction in September 2020

    Great experience- from start to finish! Ramsey and his crew were all professional and awesome to deal with! Thanks again!

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