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Charlene Johnson

Maryland - Frederick
21701

30 West Patrick St., Suite 300

Frederick, MD 21701

240-415-7111

About Charlene

I love working with first time home buyers. Please call me today to get pre-approved! We will talk about options for monthly payments and go over your budget to help you buy a home within YOUR price range. I have many different loan programs to help you buy a home with Low to No down payment options. I am happy to meet with you in person to answer all your questions and review your mortgage options.

Get pre-approved BEFORE you shop for a home. Having your financing ready prior to writing an offer on a home makes a big difference. You should know that many different offers can be presented to the Seller of the home you which to buy at the same time as yours. Make your offer stand out by being APPROVED not just prequalified.

I will walk you through the process from the beginning to settlement by calling you & sending you status along the way keeping you informed as you move through the process of buying a home, answering your calls and questions to make sure you understand what happens next in the home buying process and what is expected of you on closing day. This is an important decision in your life choose someone who will stay in touch, keep you update to date, answer all your questions and follow up on the details.

Looking to refinance your home? Perhaps take money out to pay off high interest credit cards. Maybe you are looking to shorten your term? Go from 30 years to 15 years? Underwater on your home? Owe more than it is worth? The HARP Loan program allows you to refinance your home and lower your rate or perhaps get you out of a balloon loan or an adjustable loan that is due.

Questions? Call me I am a local lender. I am down to earth and happy to listen to your needs. I make evening appointments to meet your needs and timeframe.

98% Customer Satisfaction Rating
Zillow 5 star rating
Inc 5000 Fastest Growing companies
Scotsman Guide Top Lender

Reviews(103)

  • 4.5

    4.5 Survey completed on October 28, 2020

    Review By Arash S. for Charlene Johnson

    Completed transaction in October 2020

    Charlene is very helpful, she answers every questions we had in a timely manner.

  • 5.0

    5.0 Survey completed on October 15, 2020

    Review By Taylor H. for Charlene Johnson

    Completed transaction in October 2020

    Charlene is absolutely amazing! She worked extremely hard to get my loan processed in a timely manner. She was always available and quick to respond to all of my questions. Being a first time home buyer, everything was new and a little overwhelming but Charlene helped guide me through the process and stay on top of all the paperwork. I highly recommend Charlene Johnson.

  • 5.0

    5.0 Survey completed on October 11, 2020

    Review By Andrea H. for Charlene Johnson

    Completed transaction in October 2020

    Charlene is amazing! Would absolutely work with her again.

  • 5.0

    5.0 Survey completed on October 10, 2020

    Review By Jared M. for Charlene Johnson

    Completed transaction in October 2020

    Charlene is amazing to work with, she is very efficient and makes the process hassle free.

  • 5.0

    5.0 Survey completed on September 05, 2020

    Review By Nicholas R. for Charlene Johnson

    Completed transaction in August 2020

    Charlene was a great resource for my wife and I, and the process was smooth. Charlene was there to answer any questions and we felt comfortable working with you. Thank you!

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