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Joe Steward

Maryland - Ocean City

8008 Coastal Highway, Suite 2

Ocean City, MD 21842


About Joe

Joe Steward is a Loan Officer at the Embrace Home Loans branch in Ocean City, MD.

He is responsible for delivering financing options to homebuyers and serving as an advocate for them throughout the negotiation and approval process. Joe grew up on the Eastern Shore and is committed to working with Realtors® and builders to promote the unique beach lifestyle the area offers.

Prior to joining Embrace, Joe was a Finance Manager at Hertrich Family of Auto Dealerships for 14 years.

Currently, Joe lives in West Ocean City, Maryland with his beautiful wife Jenny and his delightful daughters Nevaeh and Jocelyn.  Joe is a Jeep enthusiast and spends as many weekends as possible on Assateague Island. He enjoys boating, fishing, golf and spending quality time with his family.

98% Customer Satisfaction Rating
Zillow 5 star rating
Inc 5000 Fastest Growing companies
Scotsman Guide Top Lender


  • 5.0

    5.0 Survey completed on September 29, 2020

    Review By Benjamin B. for Joe Steward

    Completed transaction in September 2020

    Joe really looked out for my best interests and helped me stay on top of everything. I wouldn’t use anyone else

  • 5.0

    5.0 Survey completed on June 16, 2020

    Review By Robert M. for Joe Steward

    Completed transaction in June 2020

    Joe and his team were extremely responsive to our needs. They immediately demonstrated their expertise by providing critical insight into the lending process. We enjoyed a stress free loan process and settlement.

  • 5.0

    5.0 Survey completed on June 09, 2020

    Review By Kevin S. for Joe Steward

    Completed transaction in June 2020

    Joe Steward is by far the most knowledgeable, professional and friendly Mortgage Broker I have ever dealt with. Explains the options and makes sure I understand. Always keeps us up to date as to the goings on in today’s real estate world. Joe Steward is outstanding.

  • 5.0

    5.0 Survey completed on June 05, 2020

    Review By Lee A. for Joe Steward

    Completed transaction in May 2020

    Joe helped us navigate through the process quickly and easily, which was fantastic given that we were in Housotn, TX and unable to travel due to COVID-19. I would highly recommend Joe and Embrace.

  • 5.0

    5.0 Survey completed on June 01, 2020

    Review By Michael Q. for Joe Steward

    Completed transaction in May 2020

    We worked with Joey. Great communication, pleasant, and helpful! Definitely recommend!

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