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Frank Virga

New York - Hauppauge

100 Motor Parkway, Suite 590

Hauppauge, NY 11788


About Frank

Frank Virga joined Embrace in June 2014 as a Senior Loan Officer at our Hauppauge, Long Island office. He plays a significant role in lending to the tri-state area, and his strong presence in the industry is backed by consistent exchanges with referral partners and an extensive list of satisfied clientele.

Frank spends much of his free time leading Homebuyer seminars and Realtor® events to maintain his knowledge of the ever-changing industry. He was named among the Top 50 Social Survey customer feedback winners, and he has consistently been a part of Embrace’s Presidents Club since joining us. In 2015, 2016, 2017, and 2018 he was recognized within the industry as one of the top 1% Loan Originators in Mortgage Executive Magazine.

Frank is a strong believer in building relationships that last a lifetime. He takes great pride in going the extra mile in order to help customers find the solutions needed to become homeowners while helping them save money. He enjoys sharing his knowledge of the mortgage industry with every customer, as well as helping them make informed decisions about their futures.

Frank grew up in Commack, NY but currently resides in Smithtown, New York with his beautiful wife, Eva and two amazing sons. Frank values quality time with his family and friends, and enjoys playing softball and fly fishing.

Scotsman Verified Top Producer 2019newyork home loans Profile for Frank Virga Top 1% Mortgage Originators 2019  Social Survey 2019 Award    embrace home loans presidents club

 2018, 2017, 2016, 2015

New York Home Loans

Embrace Home Loans Founders Club Inducted Oct 5,2020

98% Customer Satisfaction Rating
Zillow 5 star rating
Inc 5000 Fastest Growing companies
Scotsman Guide Top Lender


  • 5.0

    5.0 Survey completed on October 26, 2020

    Review By Hariharan M. for Frank Virga

    Completed transaction in October 2020

    The process was extremely transparent from beginning to end which I had not seen with any of the other 9 lenders I had approached for my mortgage. Frank was highly responsive and communicative all through the process. It felt like dealing with a close family member instead of a cut throat lender. Andrew and Jen from Frank’s team also did their part meticulously. I never had to follow up on anything as everything was handled proactively. Kudos to Frank and team. Thank you!

  • 5.0

    5.0 Survey completed on October 25, 2020

    Review By Andrea G. for Frank Virga

    Completed transaction in October 2020

    The quick responses to questions were much appreciated .

  • 5.0

    5.0 Survey completed on October 20, 2020

    Review By Miguel Q. for Frank Virga

    Completed transaction in October 2020

    Frank answer all my questions and helped me understand the entire process I would definitely recommend him to anyone who wants to buy their first home. Frank is great make it so simple all the way through.

  • 5.0

    5.0 Survey completed on October 19, 2020

    Review By Matthew L. for Frank Virga

    Completed transaction in October 2020

    We were able to easily operate remotely. It streamlined the process, preventing loss of time. The team was professional and efficient. Highly recommended.

  • 5.0

    5.0 Survey completed on October 18, 2020

    Review By Alan C. for Frank Virga

    Completed transaction in October 2020

    Courteous and efficient service

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