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EJ Ward

Embrace Home Loans Corporate

25 Enterprise Center

Middletown, RI 02842


About EJ

EJ Ward started with Embrace Home Loans in 2012. Formerly from California he was an Asset Manager for 24 Asset Management and NDS, where he led a sales team of over 100 national licensed real estate agents, managing and selling bank owned properties to 1st time home buyers and investors. At Embrace, he focuses on making the purchase and the refinance process the least overwhelming it can be and offers detailed options that best fit each client with their respective goals. He’s passionate about his work, and is a member of Embrace’s President’s Club and $12 million in sales per year club.

EJ grew up in the Philadelphia/NJ area, and received his Bachelor of Science degree in Business Administration with a major in accounting. He and his wife live in Newport, Rhode Island and have three beautiful children, Adalyn, Morgan and Evan; he also purchased a summer place near Ocean City, New Jersey so he could share his childhood memories with his kids. In his free time, EJ enjoys running and fitness classes, going to the beach, and traveling

98% Customer Satisfaction Rating
Zillow 5 star rating
Inc 5000 Fastest Growing companies
Scotsman Guide Top Lender


  • 5.0

    5.0 Survey completed on October 20, 2020

    Review By Michael E. for EJ Ward

    Completed transaction in October 2020

    EJ has assisted us with loans over the years and he has always been knowledgeable, polite and respectful. He is prompt in returning calls and emails. Not only that ,we feel he has bent over backwards to see that we received loan terms that were just right for our family. He is trustworthy and that is why we have felt comfortable having him take care of the details of our loans.

  • 5.0

    5.0 Survey completed on October 11, 2020

    Review By Walter F. for EJ Ward

    Completed transaction in October 2020

    EJ was responsive and helpful.

  • 5.0

    5.0 Survey completed on October 05, 2020

    Review By Manuela V. for EJ Ward

    Completed transaction in September 2020

    Hi answered all the questions, I had

  • 5.0

    5.0 Survey completed on October 02, 2020

    Review By William D. for EJ Ward

    Completed transaction in September 2020

    EJ was very knowledgeable, professional, and helpful throughout the process. He quickly answered all of my questions, making the entire process run smoothly.

  • 5.0

    5.0 Survey completed on September 21, 2020

    Review By Michael W. for EJ Ward

    Completed transaction in September 2020

    No complaints. I thought it went very well.

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