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Karen Fitzpatrick

Embrace Home Loans Corporate

25 Enterprise Center

Middletown, RI 02842


About Karen

Embrace Home Loans is proud to have Karen Fitzpatrick as part of the Corporate Direct Team based out of Newport, Rhode Island for the past 8 years. She has been a strong asset working to help not only originate loans, but throughout the whole process. Karen plays a vital role in keeping the client in the loop with consistent and warm updates. Karen has been in the Real Estate business for many years, working as an investor and now helping people across the county achieve the dream of purchasing a home. Whether you are looking to purchase your dream home, contemplating the idea of an investment property or second home, or trying to find the lowest interest rate, Karen will carefully review your particular situation to ensure you are in the best fitting program.

Karen currently lives in Portsmouth, Rhode Island with her two beautiful daughters, Nora and Eve. They are her whole entire world. Any spare time that she is not spending time with her daughters, she enjoys racquetball, yoga, reading, driving, traveling, tai-chi, and investing.

Karen not only goes above and beyond behind her desk, but also in her community. She has been a foster parent to many of children over the years. Karen makes a very strong effort to provide a safe and happy home to anyone. Her focus when working with clients is to do the same thing, taking a house and making it your home.

98% Customer Satisfaction Rating
Zillow 5 star rating
Inc 5000 Fastest Growing companies
Scotsman Guide Top Lender


  • 4.5

    4.5 Survey completed on October 14, 2020

    Review By David K. for Karen Fitzpatrick

    Completed transaction in October 2020

    Karen shared the urgency of the close and was easy to access for questions and support.

  • 4.5

    4.5 Survey completed on October 11, 2020

    Review By Jonathan D. for Karen Fitzpatrick

    Completed transaction in October 2020

    Karen is very responsive and willing to answer any questions you may have. I was pleasantly surprised how great it was working with her. She was able to save me a tremendous amount of money each month.

  • 5.0

    5.0 Survey completed on October 10, 2020

    Review By Sandra R. for Karen Fitzpatrick

    Completed transaction in October 2020

    Karen is very professional and friendly. She is extremely thorough and always keeps clients up to date with the process and status of their loans!! She is wonderful to work with and I will always come back to seek her help and advice with my lending needs.

  • 5.0

    5.0 Survey completed on September 28, 2020

    Review By Mark M. for Karen Fitzpatrick

    Completed transaction in September 2020

    Karen has been consistent and accurate with her information and presented it in a professional manner. Her follow up and concern for my wellbeing enabled me to complete the process without issue.

  • 5.0

    5.0 Survey completed on September 01, 2020

    Review By David S. for Karen Fitzpatrick

    Completed transaction in August 2020

    1) During my first conversation with the loan officer, I advised I would like to have my name added to the title at closing. I didn't find out until the day before closing that this was not possible. 2) the process took longer than expected. I was thinking 30 days would be plenty of time, and it ended up being about 45 days from start to finish. I feel like some of the delays could have been prevented or mitigated. 3) there's more but apparently I am out of space ...

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