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Manuel Raposo

Embrace Home Loans Corporate

25 Enterprise Center

Middletown, RI 02842


About Manuel

Manuel Raposo has been with Embrace Home Loans since December 3, 2001 as a Loan Officer in our Newport, RI location. Since then, Manny has helped thousands of clients secure a better financial future by assisting them through a new home purchase or refinance with a new lower rate mortgage. Manny believes excellent customer service is an absolute must, treating each and every client as if they are family. He was raised with the “Treat others the way you want to be treated” attitude and is shown in his never ending referral list. Whether you are a first time buyer looking to achieve the American dream of home ownership or are in need of a lower interest rate through a home refinance- contact Manny, as he will guide you toward financial freedom.

After graduating high school, Manny attended Bristol Community College where he received an Associates Degree in Finance. Manny currently resides in New Bedford, MA, where he was born and raised, with his wife and their two beautiful children Lilah and Reid. When Manny is not assisting his clients with all their residential mortgage needs, he enjoys traveling, dining out, catching up on his favorite New England sports teams and spending time with loved ones.

98% Customer Satisfaction Rating
Zillow 5 star rating
Inc 5000 Fastest Growing companies
Scotsman Guide Top Lender


  • 5.0

    5.0 Survey completed on October 17, 2020

    Review By Lavon S. for Manuel Raposo

    Completed transaction in October 2020

    Quick responses and informative

  • 5.0

    5.0 Survey completed on September 27, 2020

    Review By Catherine J. for Manuel Raposo

    Completed transaction in September 2020

    Manny was so helpful and informative. I was also incredibly impressed by how quickly he responded to any question we had and was willing to go the extra mile to help us.

  • 5.0

    5.0 Survey completed on September 24, 2020

    Review By Kyle J. for Manuel Raposo

    Completed transaction in September 2020

    Mr. Raposo is a consummate professional. He was very pleasant to work with, timely, and answered all questions or concerns we had. I have used several different lenders in the past for refinancing my home and this was by far the easiest process I have been through. I attribute the streamlined, timely approach to Mr. Raposo. I will absolutely be referring friends and family.

  • 5.0

    5.0 Survey completed on September 23, 2020

    Review By Donald J. for Manuel Raposo

    Completed transaction in September 2020

    For start to finish Manuel was available for any questions that I had, making the process easy

  • 5.0

    5.0 Survey completed on September 17, 2020

    Review By Denisse P. for Manuel Raposo

    Completed transaction in September 2020

    Manuel was professional and caring at the same time in regards my needs and concerns. Every time i called, he was there answering any questions for me, no matter how many times i asked. When i got frustrating with the delay, he explained the reason why and comforted me not to worry. Even when he knew about my knee surgery, he took time to call me the next day, after the surgery to see how i was feeling. He is an exceptional person that goes beyond to what a client needs. thank you Mani

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