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Maria Fernandes

Embrace Home Loans Corporate

25 Enterprise Center

Middletown, RI 02842


About Maria

Maria has been helping people realize their dream of homeownership for decades. Having been with Embrace for 28 years, her mastery of every aspect from loan processing to closing, has naturally placed her in a position of uniqueness and leadership. Under her belt, a trove of accolades and countless industry awards has proudly earned her a place in the Embrace Hall of Fame. Yet, one of Maria’s greatest satisfactions comes from finding loans for our military families and Veterans.

Born in the Island of Sao Nicolau, Cabo Verde is where she draws her strength, determination and tenacity from. She has characteristics descriptive of her late father’s resolve in crossing the Atlantic in the early 1900’s. Maria continues to be an active member of the Cape-Verdean Community throughout New England. She is also one of the founding members of Fidjes D’San Nicolau y Amigos, an NGO with international reach to anywhere Cape-Verdean communities are in need. Her volunteerism has found a special place with the Families for Wounded Warriors. She is a multilingual, multifaceted, and refreshingly honest individual whose integrity is a cut above the rest.

Maria grew up in East Providence, RI and attended Johnson & Wales University. Today, she lives in Seekonk MA with her husband of 29 years. She’s an avid music lover and enjoys reading, shopping and visiting her daughter in NY. Her idea of a perfect day is spending time with her immediate family and friends.

98% Customer Satisfaction Rating
Zillow 5 star rating
Inc 5000 Fastest Growing companies
Scotsman Guide Top Lender


  • 5.0

    5.0 Survey completed on September 09, 2020

    Review By Lisa O. for Maria Fernandes

    Completed transaction in August 2020

    I have worked with Maria on several refinances. She is very thorough and customer oriented. She very knowledgeable.

  • 5.0

    5.0 Survey completed on August 26, 2020

    Review By Oteldina O. for Maria Fernandes

    Completed transaction in August 2020

    I don't thing theres any body around the world that have patient to deal whit like her....10 out 10

  • 4.5

    4.5 Survey completed on August 25, 2020

    Review By Renee W. for Maria Fernandes

    Completed transaction in August 2020

    Maria made the home refinance process very quick and easy. She was very thorough and answered all of my questions.

  • 5.0

    5.0 Survey completed on August 16, 2020

    Review By Ulises T. for Maria Fernandes

    Completed transaction in August 2020

    Kept me informed about the process , made all the paperwork available to me fast, the rates offered were good and the closing process was set up in my house . Great experience in general

  • 3.5

    3.5 Survey completed on August 12, 2020

    Review By Thomas D. for Maria Fernandes

    Completed transaction in August 2020

    Refinancing made easy

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