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Larry Montecino

Virginia - Lynchburg
24502

103A Paulette Circle

Lynchburg VA 24502

434-237-5111

About Larry

Embrace Home Loans is proud to have Senior Loan Officer, Larry Montecino, on our team; working from our Lynchburg, VA location. Larry joined Embrace March 5th, 2013 after leaving his previous employer Bank of the James in Forest, VA. This is where he began to build his knowledge base while originating loans in three counties; Bedford, Campbell and Pittsylvania. In 2012 he was promoted to bank officer, attending several corporate meetings with investors and the board of directors. Larry’s career in mortgage loans started in 1990 in California while working with Wells Fargo Bank. Larry studied business economics at Bakersfield College and Fresno State in California. He focuses whole heartedly on his customers while originating the perfect residential loan that fits their needs and lifestyle. He is not selective in terms of the kinds of loans he deals with and focuses his energy on various clients from the first time home buyers to the million dollar client. Larry prides himself in being able to provide exceptional customer service which to him means treating every customer with respect, having an open line of communication, and meeting his customer’s needs in an expedient manner. He is extraordinarily talented in mortgage loans and will do everything he can to make your home buying venture a success!

Larry currently lives in Goode Virginia but was born and raised in Texas. He moved to California to study business and finally in 2005 settled down in the lovely state of Virginia with his wife Cheryl. Over the years they continued to still travel to California to visit their 6 children & grandchildren. When Larry isn’t busy taking extra great care of his clients he enjoys a beautiful day outdoors playing the great game of golf. He takes a special interest in football and baseball and is proud to say he is a San Francisco 49ers and San Francisco Giants fan.

98% Customer Satisfaction Rating
Zillow 5 star rating
Inc 5000 Fastest Growing companies
Scotsman Guide Top Lender

Reviews(91)

  • 5.0

    5.0 Survey completed on October 31, 2020

    Review By William R. for Larry Montecino

    Completed transaction in October 2020

    Larry was available to answer any questions we had within minutes. He handled the loan with professionalism and always with a positive response. His Processor Lauren Miller was amazing during the process and was on top of the loan like clockwork. Our closing went smooth, closing docs delivered on time. It was truly a great experience to work with Larry and Lauren and I would do it all over again! Thanks to you both!

  • 5.0

    5.0 Survey completed on October 28, 2020

    Review By Abigail S. for Larry Montecino

    Completed transaction in October 2020

    LARRY TOOK THE TIME TO MAKE SURE I UNDERSTOOD EVERYTHING; BEING A FIRST TIME HOMEBUYER IS VERY STRESSFUL & LARRY TOOK ALOT OF THAT STRESS OFF MY SHOULDERS

  • 5.0

    5.0 Survey completed on October 14, 2020

    Review By Christopher S. for Larry Montecino

    Completed transaction in October 2020

    N/A

  • 5.0

    5.0 Survey completed on October 09, 2020

    Review By Mikielle H. for Larry Montecino

    Completed transaction in September 2020

    Larry was extremely professional and prompt when it came to helping me get approved to purchase my first home. I would definitely recommend him to anyone looking to buy a home! A+ service!

  • 5.0

    5.0 Survey completed on October 06, 2020

    Review By Candice C. for Larry Montecino

    Completed transaction in October 2020

    Larry is just a wonderful person overall to work with. He was patient and was always ready to help in anyway.

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